7 Ways to Improve Your Credit for a Mortgage Application
It is such an exciting feat purchasing a new home! Preparing to buy a house though takes more than just finding something that looks decent from Zillow or Realtor.com. One of the most important first steps to finding your dream home is working to improve your credit score so you can qualify for a great loan and low interest rate. Taking time to properly prepare and research is crucial to success!
The Balance highlights 7 easy ways to improve your credit for a mortgage application:
1. Check your credit reports
2. Dispute inaccurate information
3. Pay off delinquent accounts
4. Bury delinquencies with timely payments
5. Reduce your debt to income ratio
6. Check our FICO score
7. No new debt!